|Before you begin your property search, getting your finances in order is essential if you want to be in the best position to secure your dream home.|
|What budget do you have in mind for your home? Why not use our Moving cost Calculator.|
|Do you have enough money saved for your deposit? You are likely to need at least 5% of the purchase price of the house as a deposit. However, if you can save more for a deposit you can often get a cheaper mortgage.|
|How much could you borrow? You can calculate online how much your repayments would be based on different interest rates with our Mortgage Calculator.|
|Do you know about your credit score? Your credit score could affect your mortgage borrowing ability. You can check your credit score on the internet websites, such as the Credit Expert from Experian, and you can improve it by doing such things as registering to vote.|
|Searching for your Property|
|Here are a few considerations to help you find the right home and understand what happens next. At M & P Estates Ltd we offer a NEGOTIATION SERVICE to help you achieve the best possible outcome on your new home.|
|Do you know what type of property you want? Think about whether you want a new build property or “second-hand.” Are you happy to be attached to another or keen to be detached? How many bedrooms do you want, do you need a garden?|
|Do you know the difference between freehold and leasehold properties? Freehold – Outright ownership of the property and land on which it stands. Leasehold – means that you own the property, but the land upon which the property is built is owned by the freeholder.|
|Do you want to live near work, good transport links, your friends and family? Think about the future, will you have a family and need to think about schools?|
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1.2 We may revise these terms and conditions at any time by updating this posting. You should check this Website from time to time to review the then current terms and conditions, because they are binding on you. Certain provisions of these terms and conditions may be superseded by expressly designated legal notices or terms located on particular pages of this Website. If you do not wish to accept any new terms and conditions after we have given notice, you should not continue to use this Website.
2.1 You are permitted to print and download extracts from this Website for your own use on the following basis: no documents or related graphics on this Website are modified in any way; no graphics on this Website are used separately from accompanying text; and no video is to be copied or modified in anyway no audio is to be copied or modified in anyway all of our copyright and trade mark notices and this permission notice appear in all copies. You may not use or exploit any part of this Website for commercial purposes
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3.1 While we endeavour to ensure that this Website is normally available 24 hours a day, we will not be liable if for any reason this Website is unavailable at any time or for any period.
3.2 Access to this Website may be suspended temporarily and without notice in the case of system failure, maintenance or repair or for reasons beyond our control.
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5.1 Links to third party websites on this Website are provided solely for your convenience. If you use these links, you leave this Website. We have not reviewed all of these third party websites and do not control and are not responsible for these websites or their content or availability. We therefore do not endorse or make any representations about them, or any material found there, or any results that may be obtained from using them. If you decide to access any of the third party websites linked to this Website, you do so entirely at your own risk.
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5.3 You shall fully indemnify us for any loss or damage we or any of our group companies may suffer or incur as a result of your breach of clause 5.2.
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7.1 While we endeavour to ensure that the information on this Website is correct, we do not warrant the accuracy and completeness of the material on this Website. We may make changes to the material on this Website, or to the products and prices described in it, at any time without notice. The material on this Website may be out of date, and we make no commitment to update such material.
7.2 The material on this Website is provided “as is” without any conditions, warranties or other terms of any kind. Accordingly, to the maximum extent permitted by law, we provide you with this Website on the basis that we exclude all representations, warranties, conditions and other terms which but for these terms and conditions might have effect in relation to this Website.
9.1 You may not assign, sub-license or otherwise transfer any of your rights under these terms and conditions.
9.2 If any provision of these terms and conditions is found by any court of competent jurisdiction to be invalid, the invalidity of that provision will not affect the validity of the remaining provisions which shall continue to have full force and effect.
9.3 Only the parties to these terms and conditions may seek to enforce them under the Contracts (Rights of Third Parties) Act 1999.
9.4 If you breach these terms and conditions and we take no action, we will still be entitled to use our rights and remedies in any other situation in which you breach these conditions at any time.© 2022
Thank you for visiting our website. We are committed to protecting and respecting your privacy.
This website is operated by M & P Estates Limited. For the purposes of UK data protection law, the data controller is M & P Estates Limited of 111 Daiglen Drive, South Ockendon, Essex, RM15 5EH.
Our Data Protection Officer is Mrs Sarah Tobias-Gibbins and can be contacted by emailing
We collect and process the following information about you:
We use personal information about you for the following purposes:
The legal basis for processing your personal information in these ways is typically one of the following:
We may share your personal information with third parties in the following circumstances:
We may also share your personal information in order to obtain professional advice, or to comply with a legal obligation or a request from law enforcement or another regulatory authority.
The information we store about you is stored on computer systems based in the European Economic Area (EEA).
Unfortunately, the transmission of information over the internet is not completely secure. We will do our best to protect your personal information but cannot guarantee the security of your information transmitted to our website. Once we receive your information, we will use strict security procedures to try to prevent unauthorised access.
We will store your personal information for as long as is necessary for the purposes for which it is processed. These periods will vary depending on the nature of the information and your interactions with us.
The cookies on our website are either set by us or by third party partners and fall into the following categories:
First party session management
These are typically required by us to make sure you can move freely from one page to another and so that you can access and use certain services within the website. Normally, these cookies only last whilst your browser is open and are deleted when it is closed. Some may need to remain for the duration of your visit (a “session”) or longer.
Used by our website to remember website search criteria and preferences
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These cookies are used to allow interaction between our website and certain of our third party providers when you are using our website.
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These cookies allow you to set and store preferences for our website, such as when you are offered the option to customise elements of the layout or content of the website.
These cookies allow third parties to identify what you might find interesting, allowing a more personalised and relevant selection of advertisements to be displayed when you browse the internet. They normally won’t just be from us, but build an overall, but anonymous, picture of your preferences based on how you have browsed the internet to deliver more relevant advertising. You may see interest-based advertising on our website, but also on third party websites using information collected about your browsing activity on our website.
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The Trade Desk
Refusing or withdrawing your consent to cookies
You have the right to tell us not to use your personal information for marketing purposes. You can exercise this right by unsubscribing using the link in any of the marketing emails we send you.
UK data protection law also gives you the right to access your personal information, to object to the use of your personal information for certain purposes, and the right to erase, restrict or receive a machine-readable copy of your personal information. You can exercise any of these rights by contacting us at the address above or by emailing email@example.com.
We will comply with the law in responding to your requests. That means that there may be some legal reasons why we cannot comply with all requests.
Our website may contain links to other websites that are not run by us. If you follow a link to another website, please note that other websites have their own privacy policies and we are not responsible for those policies or other websites’ content. You should check these privacy policies before submitting any personal information to these websites.
111 Daiglen Drive, South Ockendon, Essex, RM15 5EH
We hope that we will be able to answer any questions or concerns that you have. You have the right
at any time to raise your concern with the Information Commissioner’s Office at:
Information Commissioner’s Office, Wycliffe House, Water Lane, Wilmslow, Cheshire, SK9 5AF
Updated: 15 May 2018